PDI vs SGOV: ETF Comparison
Compare PDI (PIMCO Dynamic Income Fund) and SGOV (iShares 0-3 Month Treasury Bond ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Sep 15, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
PDI vs SGOV: The Verdict
On average annual total return since inception, PDI holds a clear edge over SGOV: +9.2% per year vs +2.9% per year — a gap of 6.3 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Keep the track records in mind: PDI has been trading for 14.3 years, while SGOV has only 6.3 years of history. A shorter track record means the younger fund's average has been shaped by fewer market environments — one strong or weak stretch moves the needle more.
Income investors will notice the yield gap: PDI currently yields 16.10% vs SGOV's 3.50%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
PDI vs SGOV Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| PDI | PIMCO Dynamic Income Fund | Pimco | 5/25/2012 | 14.3y | +252.0% | +9.2% | 16.10% | 1.10% | C |
| SGOV | iShares 0-3 Month Treasury Bond ETF | iShares | 5/26/2020 | 6.3y | +20.0% | +2.9% | 3.50% | 0.09% | C |
PDI vs SGOV — Frequently Asked Questions
Which is better, PDI or SGOV?
By average annual total return since inception, PDI holds a clear edge over SGOV (+9.2% vs +2.9% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between PDI and SGOV?
PDI (PIMCO Dynamic Income Fund) is offered by Pimco and currently yields 16.10%. SGOV (iShares 0-3 Month Treasury Bond ETF) is offered by iShares and yields 3.50%. Their average annual total returns since inception are +9.2% and +2.9% respectively.
Does PDI pay a higher dividend than SGOV?
PDI currently yields 16.10% and SGOV yields 3.50%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.