SCHD vs SCHP: ETF Comparison
Compare SCHD (Schwab U.S. Dividend Equity ETF) and SCHP (Schwab U.S. TIPS ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Sep 15, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
SCHD vs SCHP: The Verdict
On average annual total return since inception, SCHD decisively outperforms SCHP: +13.5% per year vs +2.6% per year — a gap of 10.8 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
SCHD vs SCHP Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHD | Schwab U.S. Dividend Equity ETF | Schwab | 10/20/2011 | 14.9y | +558.0% | +13.5% | 3.0% | 0.06% | A |
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.1y | +52.0% | +2.6% | 3.2% | 0.03% | B |
SCHD vs SCHP — Frequently Asked Questions
Which is better, SCHD or SCHP?
By average annual total return since inception, SCHD decisively outperforms SCHP (+13.5% vs +2.6% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHD and SCHP?
SCHD (Schwab U.S. Dividend Equity ETF) is offered by Schwab and currently yields 3.0%. SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and yields 3.2%. Their average annual total returns since inception are +13.5% and +2.6% respectively.
Does SCHD pay a higher dividend than SCHP?
SCHD currently yields 3.0% and SCHP yields 3.2%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.