SCHG vs SCHP: ETF Comparison
Compare SCHG (Schwab U.S. Growth ETF) and SCHP (Schwab U.S. TIPS ETF) side by side by average annual total return since inception — one fair number covering price and dividends.
Updated Sep 15, 2026
*For entertainment purposes ONLY! NOT financial advice! Data may be inaccurate.*
SCHG vs SCHP: The Verdict
On average annual total return since inception, SCHG decisively outperforms SCHP: +16.4% per year vs +2.6% per year — a gap of 13.7 percentage points annually. Total return counts both price movement and dividends, so this is the whole picture of each fund's performance, not just yield.
Income investors will notice the yield gap: SCHP currently yields 3.2% vs SCHG's 0.4%. Higher yield often comes with trade-offs in price appreciation, which is exactly why total return is the fairer scoreboard.
SCHG vs SCHP Side-by-Side Data
| Symbol | Name | Provider | Inception | Age | Total Return | Avg. Annual Return | Yield | Expense Ratio | Grade |
|---|---|---|---|---|---|---|---|---|---|
| SCHG | Schwab U.S. Growth ETF | Schwab | 12/11/2009 | 16.8y | +1167.0% | +16.4% | 0.4% | 0.04% | A |
| SCHP | Schwab U.S. TIPS ETF | Schwab | 8/5/2010 | 16.1y | +52.0% | +2.6% | 3.2% | 0.03% | B |
SCHG vs SCHP — Frequently Asked Questions
Which is better, SCHG or SCHP?
By average annual total return since inception, SCHG decisively outperforms SCHP (+16.4% vs +2.6% per year). "Better" depends on your goals — yield, payout frequency, and strategy differ between the two funds.
What is the difference between SCHG and SCHP?
SCHG (Schwab U.S. Growth ETF) is offered by Schwab and currently yields 0.4%. SCHP (Schwab U.S. TIPS ETF) is offered by Schwab and yields 3.2%. Their average annual total returns since inception are +16.4% and +2.6% respectively.
Does SCHG pay a higher dividend than SCHP?
SCHG currently yields 0.4% and SCHP yields 3.2%. Remember that yield alone doesn't capture performance — total return (price + dividends) is the fairer comparison.